Compliance Screening
Compliance checks built into the deal flow, with a record of each result.
Sanctions Screening
Each party to a deal is screened against OFAC lists before funding, again if the last check is more than a day old, and the result is recorded. A strong match blocks funding; a weaker one needs a manager override.
Current Watchlists
Lists refresh automatically, so screening uses current data
Customer Identification Check
Each customer’s application shows which identity items are still missing — name, date of birth, address, taxpayer ID, an unexpired photo ID, and a clear sanctions screen — so staff can complete them before the deal is funded.
Red-Flag Alerts
Signs of identity theft, such as a Social Security number already on another customer, raise an alert for staff to review.
Truth in Lending Check
An in-house financed deal cannot be funded until its Truth in Lending disclosure is on file and the buyer has acknowledged it.
Illinois Rules
Illinois title and registration fees and the documentary-fee cap are built in. Your own legal review is still required.
These checks support your compliance program; they do not replace it or your counsel.
Planned — not available today
These are not part of any plan today, and no date is promised. An item moves out of this list only once it works.
Outside identity verification
Checking a buyer’s identity against an outside data service. Today staff review red-flag alerts and the Customer Identification check.